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Open enrollment ends — last day to enroll in or change marketplace health plans for the year After this date, you can enroll in or change plans only if you qualify for a special enrollment period Coverage starts for those who enroll in or change plans december 16 through january 15 and pay their first premium. Use healthcare.gov to create an account and apply for health coverage, compare plans, and enroll online Keep or change your insurance plan see why you should prepare for next open enrollment now Check if you qualify for a special enrollment period through january 15 you may qualify for a special enrollment period to get or change health plans outside of open enrollment if you've had a recent life event, like

Losing other health coverage moving getting married having a baby Special enrollment opportunities outside open enrollment, you can enroll in or change a marketplace plan if you have a life event that qualifies you for a special enrollment period. A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a special enrollment period, allowing you to enroll in health insurance outside the yearly open enrollment period. A quick guide to the health insurance marketplace ® tips about the health insurance marketplace® enroll for 2026 now fill out an application, compare plans, and enroll in 2026 health coverage Enroll by december 15 for coverage that starts january 1. Find local help to apply for health insurance

People and groups in the community offer free assistance both with the application process and with picking and enrolling in a plan.

A quick guide to the health insurance marketplace ® getting a health insurance marketplace® plan 4 steps enroll for 2026 now fill out an application, compare plans, and enroll in 2026 health coverage

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