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Here are today’s best accounts and highest rates.

Act fast to secure a top rate. The best savings accounts have high annual percentage yields, or apys A higher apy means you earn more money over time Nerdwallet’s list of best savings accounts have apys of up to 5.00%. With the average savings account paying 0.40%, according to the federal deposit insurance corporation (fdic), it might feel a little bleak for savers These types of accounts can be a great option if you are looking to build an emergency fund or save towards other financial goals

Today's top savings rate is 5.00% apy, available from varo bank and adelfi.

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