Now that i've maxed that out for the year, i'd like to start investing in taxed accounts with the extra funds I have about $3000 to invest and i was thinking about putting it in vdigx, but i was wondering if anyone had any recommendations for other vanguard funds i could invest in. Vanguard is a good company, and jlcollins has some great points The odds of your money in a vanguard account just disappearing are very low, but if there's ever an issue (even something as simple as someone stealing your online password) it may take a little time to sort out. Let's say i own two vanguard funds, a reit fund (vgslx), and the total stock market index fund (vtsax) I want to move funds from vgslx to vtsax
Is that a taxable event Is it basically a sale of vgslx, with realization of gains, followed by a purchase of vtsax Is there a way to exchange vanguard funds without triggering a taxable event Several vanguard admiral funds have a $50,000 minimum It wasn't until i started reading this forum did i know that vanguard offered admiral funds with a $10,000 minimum. Can any one out there suggest suitable uk equivalents of mmm's recommended vanguard index funds
However i really just want to invest something each month without having to ponder too much on it I currently have a td direct. So i transferred all my mutual funds to vanguard, but now fees to sell?like for like means you'll have your funds there You shouldn't have had 35 funds to begin with Transferring back and fourth again might get you charged for transferring Most places do that, some waive it for having an account after x number of days.
Vanguard?good for you for noticing that high expense ratio But from the rest of what you say, you would benefit from doing some reading on the difference between actively managed funds vs Despite having only four funds, the vanguard target retirement funds are actually much more diversified than the t Rowe price target date funds Vanguard does not charge fees to purchase their funds directly from their website Once you buy into the fund through the minimum initial investment, you can subsequently invest as much as you'd like
Moving from wells fargo to vanguard?you have about $113k in taxable accounts Selling these all at once and moving the cash may cause you to pay substantial capital gains tax Figure out what the capital gains are and estimate the tax before you do anything However, they have bricks and mortar offices and people to help. Vanguard credits your account for the sale, and you can immediately use that credit to buy something else I think some vanguard funds restrict how often you can buy and sell?
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