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Why do 12.6m members trust sofi

Financial solutions for school, marriage, starting a family, home buying, retirement, or whatever’s next Sofi relay, a credit score monitoring and budgeting tool, is available to anyone who registers a free sofi account The service allows users to track their money in bank, credit card, investment, and loan balances and transactions as well as set financial goals. Financial services company sofi gained its bank charter in 2022 and launched a combination checking and savings account, which is not a common offering It has some of the best rates available,. Sofi savings account interest rates are above average and the financial services company charges no bank fees—two reasons this savings option is worth considering.

Sofi bank, n.a., the online banking arm of the financial technology company sofi, offers a highly competitive bundled checking and savings account The account has no monthly fees and offers. There are many reasons to be confident about the online bank's future. Voted best personal loan of 2025 by nerdwallet Consolidate debt and pay for life’s expenses with same day online personal loans from sofi Explore all of the ways sofi can help you save, spend, earn, borrow, invest, and protect your money—all in one app.

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