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The consolidated omnibus budget reconciliation act (cobra) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked.

Cobra, the consolidated omnibus budget reconciliation act, lets qualified workers keep their group health insurance for a limited time after a change in eligibility How does cobra insurance work Cobra applies to most private sector businesses with 20 or more employees. But thanks to the consolidated omnibus budget reconciliation act (cobra), you may be able to keep your existing health plan for up to 18 months after you leave your job Here's what you need to know to take advantage of cobra—as well as other options you may have. Find marketplace plans and prices to compare them to your cobra coverage or offer

If eligible for medicaid or chip, you can enroll in those programs any time and coverage can start immediately. Cobra (the consolidated omnibus budget reconciliation act) lets you keep an employer health plan for a limited time after a job change or certain life events.